You Work Too Hard to Have California Auto Insurance This Awful:
| Posted: Nov 29, 2011
If you're new to Lake Tahoe, or perhaps you're just new to the State of California, you'll need to register your vehicle here and take out at least the minimum level of insurance required by state law. As is the case within most of the states, out of state insurance coverage is not valid, so your insurance provider must be licensed to provide insurance in this state.
When you purchase insurance, the insurer will provide you with an Insurance Identification Card. You'll need to show this card when you register your vehicle.
If you're like most California residents, you've paid a reasonable amount of money for your vehicle and you're probably looking for collision and comprehensive insurance too. If a bank or financier has loaned you money for the vehicle, they'll more than likely require you to insure it for the amount of the loan. And if you're like most California residents in this economy, you're paying much more than seems necessary on your vehicle AND on your California auto insurance.
Confused about how much insurance you should buy? Here's a tip: think about what you could afford to pay towards repairing or replacing your vehicle if it was written off in an accident or stolen and not recovered. If repairing or replacing your vehicle would be difficult, you should absolutely consider comprehensive and collision insurance coverage – more commonly referred to simply as "comp and collision". On the other hand, if your vehicle is only worth around $1000, you may not get a lot of value from comprehensive insurance…particularly if you're a young driver.
But why doesn't your insurer educate you about all this? Generally, it's not in the interest of big insurance companies to keep their clients wholly knowledgeable about the ins and outs of the insurance industry. This is one of the big perks of working with an independent insurance agency. Finding affordable car insurance in California is just as confusing as auto insurance in any other state. So this author's advice would be to take advantage of the Lake Tahoe auto insurance agencies that specialize in educating their clientele about their insurance options. So hop on Google and research options for California car insurance, and start learning today.
About the Author
Shade Tree Insurance Services has been serving California insurance consumers, with emphasis in the Northern California region. We have maintained an excellent reputation for personal service and professional support for all of our clients. When you need us, we are there to help, whether it is regarding a claim or simply to answer any questions you may have. As an independent agency, we have assembled some of the nation's top-rated insurance providers and we are confident that we can find the insurance policy best suited for your needs and your budget.
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